Auto Loans

Online Loan Application

New or Used Vehicle Purchase

Purchasing a vehicle is an important financial decision.  Take some of the stress out of the buying process, get pre-approved.  Getting pre-approved means you’ll have one less thing to worry about.  At USECU, we want you to get an excellent deal and we will work with you on obtaining payments you can afford. 

Important points:

  • We finance motorcycles and pick-up trucks (less than one ton).
  • 125% financing (including tax, title, and fees) for up to 72 months to qualified borrowers.
  • View our helpful Auto Buying Resources for valuable buying resources and advice.
  • No year, make, model, or mileage restrictions.

Refinance and Save!

Are you paying too much for your loan at another financial institution?  Is your interest too high?  By switching your present loan to USECU, we may be able to reduce your rate and lower your monthly payments.

Auto Equity Loan

Deduct the interest you pay on your vehicle loan!

You will get the speed, convenience and the low rate of a vehicle loan, AND a potential tax savings. We’ll process your application as an auto loan, and then, with your permission, place a courtesy lien on your home (Illinois & Northwest Indiana primary residences).

You may be able to deduct the interest paid on your income tax return (Please consult with your tax advisor). No home appraisal is required.  

Auto Buying Resources


Learn more about our Auto Buying Resources, such as calculators and vehicle values.