Home Equity Loans

Home Equity Lines of Credit 

Interested? Get a Quick Quote today or call 630.620.5200

Take advantage of the equity in your home to get the cash you need!  Whether you need money for home repairs, updating your favorite room, or for one of life’s unplanned events, we are here to help you.  Important features:

  • 4.99% APR* for 6 months
  • Rates as low as 8.50% APR* thereafter
  • LTVs up to 100%
  • Limits up to $100,000
  • Low variable rate based on the Wall Street Journal Prime Rate 
  • Low interest-only payment options
  • No application fee
  • No closing costs

*APR is Annual Percentage Rate. The introductory rate of 4.99% is good for six months. After the introductory period, the rate will be as low as the Prime rate, currently 8.50%. The interest rate will never be less than 3.99% nor greater than 17.99%. All loans subject to credit approval. Rates, terms, and conditions subject to change without notice. Must be owner-occupied, single family detached, duplex, townhouse, or condominium in Illinois, Indiana or Florida. USECU will cover the following closing costs (fees): flood certification, title insurance, credit report, mortgage recording, notary, and an Automated Value Method (AVM). Optional appraisal or condo documents may be requested at any time and the borrower will be required to pay those costs. If you close your line within three years of origination, an Early Account Closure Fee of up to $1,000 may be assessed. The $45 Annual Fee is waived the first year and assessed on your anniversary date annually thereafter if your annual average daily balance falls below $25,000. Consult your tax advisor for potential tax deductibility. Rate offer good through 4/30/24.

Home Equity Fixed Rate Loan

Interested? Get a Quick Quote today or call 630.620.5200

A Home Equity Fixed Rate Loan gives you the peace of mind of having a fixed payment and a fixed rate throughout the life of the loan.  If you need money for a one-time expense, this may be the answer.  Enjoy:                  

  • Up to $100,000 for any personal reason
  • Low fixed rate and low monthly payments
  • Loan to Value (LTV) Ratios up to 100%
  • No application fee
  • Flexible repayment terms-up to 20 years

*APR is Annual Percentage Rate. 

You worked hard for your home, let your home start working for you. 

It's easy to get started and there are no application fees.  Questions?  Please call us at 312.922.5310 or 630.620.5200 for details.

 All rates are subject to change without notice.