Checking/Share Draft Accounts
At USECU, we understand that selecting the right financial institution for your Checking account is not easy; that's why we simplify it. Having a Savings account with a $5.00 balance automatically qualifies you to apply for a no minimum balance and no monthly service fee Checking account.
When you open a USECU Checking account with Direct Deposit, we will pay for your first box of checks and your Debit card. View the benefits of a USECU Checking account:
Benefits:
- FREE Visa® Debit cards with Direct Deposit
- Surcharge-free ATM networks provide tens of thousands of surcharge-free ATMs
- Remotely Deposit Your Checks
- FREE Home Banking (with email alerts)
- FREE Bill Pay
- FREE Mobile App (App Store® or Google Play™)
- FREE eStatements
- No minimum balance requirement
- No monthly service charge or per check charge
- Unlimited FREE check writing privileges and teller transactions
- 1 FREE box of checks when you establish your Checking account with Direct Deposit
- Unlimited FREE ATM withdrawals from your checking account at USECU-owned ATMs
- Unlimited PIN based Visa Debit Card transactions
With only a $250.00 bi-weekly ($500.00 monthly) Direct Deposit you can begin taking advantage of all free products. Your monthly $500.00 can be divided up between your Checking and Savings, provided that it's an aggregate of $500.
Note:
We call our checking accounts "share draft" accounts because when you deposit money in any USECU account, your deposits are actually "shares" in the credit union and your check is actually a "draft" - hence the name Share Draft Accounts.