Checking/Share Draft Accounts

At USECU, we understand that selecting the right financial institution for your Checking account is not easy; that's why we simplify it.  Having a Savings account with a $5.00 balance automatically qualifies you to apply for a FREE Checking account. 

When you open a USECU Checking account with Direct Deposit, we will pay for your first box of checks and your Debit card.  View the benefits of a USECU Checking account:



With only a $250.00 bi-weekly ($500.00 monthly) Direct Deposit you can begin taking advantage of all free products.  


We call our checking accounts "share draft" accounts because when you deposit money in any USECU account, your deposits are actually "shares" in the credit union and your check is actually a "draft" - hence the name Share Draft Accounts.