Share/Savings Account

The Share/Savings account is our basic savings and membership account that opens the door to an array of products and services.  Enroll in Direct Deposit to begin saving today!

A low $5.00 balance opens this account.  May earn dividends on balances of $50 or greater, based on dividend rate. 

Preferred Share Account

A Preferred Share/Saving account is similar to a regular Share (savings) account except that the dividend rate is higher as is the minimum balance to earn dividends. 

Dividends on Preferred Share accounts are paid monthly. The minimum balance required to earn dividends on Preferred Share accounts is $1,000.  A higher rate is paid with balances greater than $10,000.00. 

Sub Share Account

At USECU we make it easy to save with a Sub Share Savings account, providing a convenient way to keep your savings separate and organized.  Are you trying to save for an upcoming event, housing expenses, your child’s school supplies?  Open a sub share account.  You choose the title of the account.  No minimum balance requirement.  Set up automatic transfers directly to this account and watch your savings grow.  Dividends are paid monthly.   



To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. 

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver's license or other identifying documents.