Lines of Credit

Flex Lines of Credit - Apply Today

Special Introductory rate 8.99% APR* then rates as low as 11.40% APR**.

Imagine finally making those repairs you have been putting off, paying off your credit cards, even planning your next family vacation.  With a revolving line of credit the possibilities are endless. The proof is in the name, our Flex Line of Credit is flexible to your needs. 


Features Include:  


  • Low variable Annual Percentage Rates
  • No Application Fee
  • No Annual Fee
  • Free Checks
  • Lines of Credit from $1,000 to $30,000
  • Ability to transfer funds online
  • Use as an overdraft protection tool for your Checking account

*APR is Annual Percentage Rate. Rates determined by applicant’s creditworthiness and are subject to USECU credit underwriting guidelines. **Variable Annual Percentage Rate is based on the highest Prime Rate as published in the Money Rates section of The Wall Street Journal onthe 20th day of each month plus 3.90%. Offer good through 02/28/2023.

Overdraft Lines of Credit

Avoiding returned items and returned item fees is easy with a low variable rate ODLOC. When an item is presented and there are insufficient funds in your Checking Account, available funds from your ODLOC will transfer automatically. There is no fee per transfer.

You can also access your funds at a Teller window or online via Home Banking.  


Apply Today! eLoans - Online Loan Application