The road to HAPPINESS begins with refinancing your AUTO LOAN!

Lower your rate by up to 2% to as low as 
2.69% APR* for five years.  


Online Loan Application

Are you paying too much for your loan at another financial institution?  By switching your current auto loan to USECU, we may be able to reduce your rate and lower your monthly payments as well.

Looking for a New or Used Vehicle?

Purchasing a vehicle is an important financial decision.  Take some of the stress out of the buying process, get pre-approved.  Getting pre-approved means you’ll have one less thing to worry about.  At USECU, we want you to get an excellent deal and we will work with you on obtaining payments you can afford.  Reduced rates will be honored on new vehicle purchases as well!!


Important points:


  • Option for no payment for up to 60 days!
  • We finance motorcycles and pick-up trucks (less than one ton).
  • 125% financing (including tax, title, and fees) for up to 72 months to qualified borrowers.
  • View our helpful Auto Buying Resources for valuable buying resources and advice.
  • No year, make, model, or mileage restrictions.

*APR is Annual Percentage Rate. Rates and terms are determined by applicant’s creditworthiness and are subject to USECU credit underwriting guidelines. Other rates and terms available. Offer good through September 30, 2020.