FHA Mortgage Loans

The FHA mortgage loan program provides financing for qualified borrowers who may have past credit issues, only have a small down payment saved, or are looking to refinance a current home loan.  FHA loans are insured by the government and are designed to help more buyers achieve the dream of home ownership.

Highlights Include:

  • Fixed rate mortgages with 30 or 15 year financing
  • Financing for 1-4 unit owner-occupied properties
  • Purchase, rate/term refinances, cash-out refinance and streamline (existing FHA to FHA) refinances
  • Cash-out refinance up to 80.00% loan-to-value
  • Only 3.50% down payment required
  • 100% qualified gift funds allowable for the down payment
  • Credit scores as low as 600


Please call us at 630.620.5200 for details. 

You may also visit CU/America website for current rates and additional information.

CU/America is a wholly owned and controlled subsidiary of USECU.

CU America Logo